Pay-down your Mortgage or Top-up your TFSA

Executive Summary The question of reducing debt or contributing to savings will continue to be debated for as long as people plan to retire in Canada. Of course opting for both: reducing debt and increasing savings is the ideal. As for which is better, however, really depends on the individuals...

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TFSA Planning for 2016

TFSAs – Could they be any more confusing - again? On Monday, December 7th, Bill Morneau, the Federal Minister of Finance, announced changes to the TFSA contribution limits for 2016.  The good news?  2015 is unchanged.   Executive Summary The window for 2015 contributions to Tax Free...

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