Author: Pacific Blue CrossWhat you need to know about BC’s COVID-19 vaccination planAs BC’s number one health benefits provider, our mission is to improve health and wellbeing for all British Columbians.Because we provide health benefits coverage to over 1.6 million people in the...
Read PostWe’ve Expanded!
2020 has presented a number of unique challenges for all of us. It has provided an opportunity for us to evolve as a firm and improve upon the services we offer you. We've expanded!We expanded our provincial footprint of our firm by opening a new office in Victoria, BC.Fone Thantasanee...
Read PostRe-affirming Our Investment Management Approach
2020 has been a year of wild volatility. The market is up on recent news of COVID-19 vaccines, but we remain cautious for 2021 as many risks still pose a threat to the markets. Global economies are tight-rope walking to recovery and industry earnings growth is still minuscule for many. While it...
Read PostAnnual Investment Audit 2020
Our annual investment audit 2020 is here! Investing in 2020 was about being resilient, resisting the urge to sell, looking for opportunities, and rebalancing after things have calmed down. We believe that 2021 will be about going global as sectors and markets affected by lockdowns start to...
Read PostBomb Shelter Investing
Since the arrival of COVID-19 our world has been in a constant state of uncertainty.Uncertainty about COVID-19, the stock market, our businesses. Uncertainty is a common catalyst for fear. When making financial decisions, fear clouds our ability to make the 'rational decision'. So how do the...
Read PostTurn Your Personal Medical Expenses into 100% Corporate Tax Deductible Expenses
One of the most common questions we ask business owners is, “How do you pay for your personal medical expenses that are not covered by your benefit plan?” 95% of the time, the response we hear is, “out of my personal pocket”. As soon as we hear that, we know we can save that person a...
Read PostRetirement Mistake No.39: Not Having Tax-Free Savings Accounts (If You Have Savings)
What is better than tax-free? RRSPs first started in 1957 to assist self-employed individuals and employees who were not members of a registered pension plan (RPP) save for their own retirement. Quite simply, a RRSP is an investment plan that you register with the Canada Revenue Agency (CRA)....
Read PostHow to Invest a Cash Lump Sum
Increasing our savings and making good investments helps us increase our wealth. While this is true, we also become wealthy from a sudden cash lump sum.This usually occurs 1 of 3 ways:1) Selling a BusinessAt some point, entrepreneurs sell their business (hopefully for a large amount)....
Read PostRetirement Mistake No.38: Thinking that Estate Planning is About Dying
Talking about estate planning can be as exciting as watching paint dry. But it doesn’t have to be all about dying. Here are four reasons why you should consider estate planning.You want to pay less income tax today. Each time you withdraw from your retirement plan, you pay tax. There...
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